Difference between PMJJY and PMSBY
S. No.
|
Details
|
PMJJBY
|
PMSBY
|
1
|
Term of scheme
|
1 year and renewable after 1 Yr
|
1 year and renewable after 1 Yr
|
2
|
Premium payable per Annum
|
Rs.330/-
|
Rs.12/-
|
3
|
Scheme offered By
|
LIC or other Life Insurance Companies.
|
Public sector General Insurance COs (PSGIC)
|
4
|
Eligible age group
|
18 to 50 Years
|
18 to 70 Years
|
5
|
Termination
|
on attaining 55 Years/ Closure of POSB account
|
on attaining 70 Years/ Closure of POSB account
|
6
|
Mode of payment
|
Auto transfer from POSB account
|
Auto transfer from POSB account
|
7
|
Claim can be preferred
|
on death
|
On Accidents and death due to accidents
|
8
|
Sum Assured Payable
|
||
on death
|
Rs. 2 Lakhs
|
Rs. 2 Lakhs
|
|
on loss of both eye, hand and foot
|
Rs. 2 Lakhs
|
||
on loss of one eye , hand and foot
|
Rs. 1 Lakhs
|
||
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